Jose Cerda

This Spring in Kissimmee, there’s no need to fear when it comes to your insurance. With the approaching travel season avoid surprises on the road with dependable auto coverage to protecting your loved ones with life insurance that’s a real treat, I’m here to help. No gimmicks — just reliable protection that keeps you covered. Let’s make sure your season is full of fun.

Here at Jose Cerda State Farm Insurance Office, located at the intersection of Osceola Parkway and Orange Avenue, we are proud to serve Kissimmee and surrounding areas in Osceola County. We can assist in all types of insurance including auto, home, renters, business, life, and many more. Additionally, our agency can provide financial service products – let us assist you with your financial services and retirement needs!

Jose Cerda has been a Florida resident for over 40 years and has been with State Farm since 1991. Jose is committed to serving the insurance needs of his county and surrounding areas, evident in his status as a Finalist of the 2009 Don Quijote Awards for Business of the Year. In his spare time, Jose enjoys spending time outdoors – most weekends, he can be found hiking outdoors, exploring the fauna and flora of nearby trails.

Collectively, the agency holds more than 50 years of insurance experience. Jose treats his customers like family and forms relationships that last for years through his personable customer service and a fantastic team. The agency is deeply committed to helping the community and its unique insurance needs. Jose became a State Farm agent because he was deeply devoted to helping others – a philosophy which still governs the agency’s ethos and their high-level customer service.

Sincerely, from the entire team, we look forward to assisting you with all your insurance needs. We look forward to servicing communities in Orange, Brevard, Polk, Osceola, Lake County, and anywhere else in the great State of Florida! We are available Monday through Friday, 9:00 AM to 5:00 PM, and Saturday by appointment only. Feel free to stop by to chat or for an insurance quote – we look forward to meeting you!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. In Kissimmee, you can count on Jose for personalized service.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. Jose is here to help your Kissimmee household feel covered.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Looking for coverage? Talk with Jose about your options in Kissimmee.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Jose, your local State Farm agent in Kissimmee, FL, is here to help.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Jose is proud to serve the Kissimmee community.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Serving Kissimmee and the surrounding area, Jose can help answer your questions.